Quote:
Originally Posted by Aernaroth
Honestly, the rewards systems on all those cards are so minor, it really doesn't matter which you use, because it'll take you seven forevers to earn enough "points" to redeem them for anything worthwhile.
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I know... but I am so hang on at the getting the point and get more debt on my cards too...
The thing is also, the overall spending of my TFs and other daily stuffs for each month is not just a few bucks;then, I might choose their master card to get some "bonus" than just cash out.
Quote:
Originally Posted by Nocturn
This
Plus, who would want to feel tied down to one place? Sometimes TRU gets it, sometimes Wal-Mart, even Zellers occasionally... are you going to bypass an early opportunity or a sale in favor of fraction-of-a-cent point incentives?
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That's the thing, so Zellers' "master card" can also collect points when you shop anywhere outside of Zellers. That's the thing I want, man. And it kind of feel good when I go Walmart clearance sale and use Zellers card to suprise them.
Quote:
Originally Posted by Dark Rage
I avoid store credit cards. Most people tend to sign up and stop using them, and after some inactivity, the CC is closed, which can look bad your your credit report/rating. I find the credit cards that can only be used at a store (Like HBC/Zellers) are the worst, they're not really a real credit card since you can't use them anywhere else.
Credit cards that offer end-of-year cashback or points that can be accumulated for traveling are best IMO.
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yeah. even master cards that I have to pay the debt etc. The thing for master card is like an upgrade version of the CC of the Zellers which can be used elsewhere. If I am not mistake, I see many people also has a president choice card which are used outside of SS, and I am not sure if it is a master card.
Quote:
Originally Posted by Dark Rage
I would also never trust a CSR to process a credit card application. Especially WM ones, most of which who are incompetent.
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but the Walmart master card right now has $15 deduction for your next purchase for certain amount, and it can be used outside of master card.
I think that they took the ideas of the Sears master card as well. To collect the points in other stores and be activited to use the cards.
